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Roger Pitman  Home Loan Officer and Real Estate Sales

805-938-5353


50 Years helping homeowners and buyers

CALL ME FOR LISTS OF HOMES AVAILABLE


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805-938-5353

And LOAN QUOTES

Services : I have all mortgage loans for REFINANCING and PURCHASE LOANS:


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  1. No Down Payment for Veterans(I am a Vietnam Vet)
  2.  3.5% down payment on F.H.A. Program. Purchase.
  3. 0% to 20% down payment for home purchasing
  4.  No Points and No Closing Costs available for all
  5. Refiancing available to lower your interest rate and lower your payments.
  6. Cash is avialable for any purpose.

  7. I have great ability to find you a home to purchase. My 40 years gives you reliability.

  8. I can sell your home and get you top dollar.



Home values are going to steadily increase each year

See some examples below


With my 50 years of knowledge, I can assist you with any Real Estate transaction.

Products: I have every loan product available in the USA: F.H.A., V.A., CONFORMING, JUMBO, and most of these up to 100% of the value of the home. I can do loans as low to as low as 500 credit score. Tell me what you want and I will go to work for you with no cost or obligation to get you a loan approval. Just call me at 805-938-5353.

Refferals:

My business is based on refferals, and the only way I have been able to acomplish this, is to supply the best service to my homeowners. With you being happy, I then would hope that you would refer me when someone brings up the topic of needing financing or the need of a Realtor.


I am available 7 days a week through my e-mail address or by calling 805-938-5353

10% Down  FIXED RATE FOR 30 YEARS

With only 10% down you are only having to come in with 1/2 as much money. This will create the need for P.M.I. (Mortgage Insurance) This protects the lender in the event you don't make your payments. This can be as much as $80.00 to $300.00 per month added to the principle and interest per month. However, you can apply to have this eliminated from you loan when your balance becomes 78%of the value of the home. You do not need to refinance the loan.


NO POINTS

NO CLOSING COSTS ARE AVAILABLE

20% Down

FIXED RATE FOR 30 YEARS

By using the 20% down, you avoid the P.M.I. cost. This can save you up to $300.00 per month


NO POINTS

NO CLOSING COSTS AVAILABLE 

1/2% to 3.5% DOWN

Through F.H.A.

This is a 30 year fixed rate and your payment never changes, I can also have the seller pay your closing costs. The recent loan I just did, the buyer only had to come up with $4800.00 ..... No more

Veterans

NO DOWN

This is the same as F.H.A. above, without the $4800.00 needed.

MANY MORE PROGRAMS

Please call me for any other idea's you may have. I am very creative.

You need to qualify for these loans. Please ask me for more information.

Please call me for any other idea's you may have. I am very creative.

You need to qualify for these loans. Please ask me for more information.

Call 805-938-5353

I am employed with C.R. i. INC. & is licensed by the State of California Department of Real Estate License number #1362553 & #00674891

Call 805-938-5353

I am employed with Equity Reach & is licensed by the State of California NMLS. My NMLS # 324135.


I am also employed by Capitol Realty Investments (CRI)licensed by The State of California Board of Real Estate under license #00821989. My license for selling Real Estate is #00674891.

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Many more loan programs are available. Please tell me what you want and I will get it for you.

Roger Pitman

Call 805-938-5353